Short Sale


If you're struggling to keep up with mortgage payments, a short sale may be a viable option for avoiding foreclosure. At Declercq Law Firm, our experienced attorney and paralegals have helped many homeowners navigate the short sale process and protect their financial futures. Led by Emily K. Declercq, Esq., our team offers over 50 years of combined experience in real estate law. As a skilled negotiator and litigator, Emily works tirelessly to secure the best possible deal for each client, ensuring that their interests are protected every step of the way.


A short sale occurs when a property is sold for less than the remaining balance on the mortgage, with the goal of obtaining lender approval to accept the proceeds as full repayment of the debt. This allows the homeowner to avoid foreclosure and the accompanying damage to their credit score. The short sale process is complex and time-consuming, involving negotiations with the lender, potential buyers, and other interested parties. At Declercq Law Firm, we understand the intricacies of short sales and have a track record of success in securing favorable outcomes for our clients.


Our team provides comprehensive support throughout the short sale process, including:

  • Negotiating with the lender and other interested parties
  • Reviewing and drafting purchase and sale agreements
  • Preparing addenda to manage risk and allocate costs
  • Advising on cash-for-keys and deed-in-lieu options
  • Resolving title and lien issues
  • Preparing closing documents and facilitating closing


At Declercq Law Firm, we are committed to protecting the interests of our clients and helping them achieve financial security. We understand that every client's situation is unique, and we work closely with each one to develop a customized strategy that meets their specific needs. We also believe in transparency and honesty.


Our firm works on a contingency basis for short sale negotiation, which means we only get paid if your short sale is successful and you don't pay any legal fees out of pocket. We believe that you deserve quality legal representation without having to worry about additional financial burdens. We can also negotiate with your lender on your behalf and work to ensure that your rights and interests are protected throughout the short sale process.


If you're considering a short sale in New Jersey, don't wait. Contact Declercq Law Firm today to schedule a consultation with Emily K. Declercq, Esq., and our team of experienced paralegals. We're here to help you navigate the short sale process and protect your financial future. We can assess your situation, explain your options, and help you decide on the best course of action. Our singular focus is on helping you achieve your goals and secure your financial future.